Your credit history is unique, and these Three payment plans are available to suit your needs.  Whether you are on a fixed income, SSI, Military, Disability, retired, starting your credit, or rebuilding your credit; we have the right financing plans for YOU.

(Please read each option carefully to see which plan best suits you. Financing only available to residents in the state of California.)

We have a 98% approval rate!

Visit us now!

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OPTION #1 

 (First-time buyers OK, low-credit scores OK, & bad credit OK)

• Are you currently employed full-time with the same company for at least 6 months?
• Do you have at least one open account (ex. credit card, car loan, etc.) and are making payments on time? 
• If you answered YES to both questions, then you are pre-approved! Visit our store and bring the following requirements:

1. Valid California ID

2. Proof of income

3. Recent utility bill 

4. Four references

5. Subject to credit check

*O.A.C. 

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OPTION # 2

You can also apply for No-Credit-Check Financing!

• Have you been employed with the same company full-time for at least six months?
  
• Do you earn at least $1000 per month and deposit at least $500 per month into your checking account?
• Do you have an active checking account and has it been open three months?
• Is your checking account free from overdrafts or NSFs in the past 30 days? (If you are self-employed = past 90 days)
• If you answered YES to all four, you qualify for No-Credit-Check Financing! 

Requirements:

1. Valid state issued ID

2. Recent check stub

3. Recent bank statement with ending daily balances showing the activities for the past 30 days. (no ATM printouts, online bank statement is best)

4. Four references

5. Voided check 

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 With only 10% down! Have the convinience of paying what you can, when you can whitin 6 months!

Still have questions? Please contact us anytime! We look forward to hearing from you.



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